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Are Mortgage Interest Rates Going Up interest rate home loan current Us Prime Rate Prime Rate Forecast As of right now, our odds are at 100% the Federal Open Market Committee will vote to lower the target range for the benchmark fed funds rate from 2.25% – 2.50% to 2.00% – 2.25% at the july 31 st, 2019 monetary policy meeting (certain.Take advantage of a low-fee mortgage with a special interest rate of just 3.34% p.a. and a 3.34% p.a. comparison rate.