. at the Woodland office and was also responsible for submitting residential home loan applications on behalf of clients. Between October 2004 and May 2007, Tovar, Dirain, and Hermosillo conspired.
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Hilger’s rehab program–spelled out in detail to the lender and a construction consultant at the loan application stage–involved. well beyond the underlying $94,000 mortgage. Hilger’s loan is an.
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